Quick & Flexible Business Funding

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Quick Eligibility Check

Do you meet these qualifications? If so, your business may be eligible for funding!

At least 1 year time in business

600+ credit score

$20K+ in gross monthly revenue

10 Reasons Why Rose Credit Wealth Offers the Best Small Business Financing

Banks

Paperwork: 2-3 Years Tax Return - 2-3 Years Financials

Application: Lengthy - Paper Intensive

Number of Lenders: 1

Service Level: Processor

Approval Process: Weeks/Months

Speed to Funding: Months

Collateral Requirements: Always

Business Profitability: Last 2 Years

Credit Score: 680+ FICO

Credit Check: Hard Pull

Rosecreditwealth

Paperwork: 3 Months Bank Statements - No Tax Returns Required

Application: One Page – One Minute. DocuSign

Number of Lenders: 75+

Service Level: Business Advisor

Approval Process: Hours/Days

Speed to Funding: Hours/Days

Collateral Requirements: Not Necessary

Business Profitability: Not Necessary

Credit Score: No Minimum FICO

Credit Check: Soft Pull

Direct Lenders

Paperwork: 3 Months Bank Statements - 1 Year Tax Return - 1 Year Financials

Application: Multi-Page Application

Number of Lenders: 1

Service Level: Programmatic

Approval Process: Days/Weeks

Speed to Funding: Days/Weeks

Collateral Requirements: Sometimes Required

Business Profitability: Sometimes Required

Credit Score: 600+ FICO

Credit Check: Hard Pull

Our Process

Take the time to understand how we work and see whether we're a good fit for you.

Apply

Streamline your application with our quick and straightforward process.

Approval

Once application is approved, offers will be sent to you.

Receive Funds

Transfer funds to your business checking account via wire transfer or ACH.

Renewal

Explore additional funding with good payment history.